$100,000 Critical Illness Insurance

Apply for Critical Insurance and Get a Quote

Family who have received a quote on medical insuranceBenefit Amount

$100,000.00 Acceptance upon response to qualifying questions;

  • NO Medical Exam

With THE GUARANTEED TO ISSUE/CARE NAVIGATOR Member $100,000 Critical Illness Insurance Program, you’ll be covered for 6 Illnesses & Conditions, including:

  • Heart Attack
  • Life Threatening Cancer
  • Paralysis
  • Stroke
  • Kidney Failure
  • Major Organ Failure Requiring Transplant

Key Features

  • Rate Guaranteed for 10 Years; rates adjustable by age on renewal but guaranteed never to increase more than 25%.
  • Renewable without evidence every 10 years.
  • Coverage to Age 75.
  • Money Back in Case of Death.
  • Includes indexing option (you may increase coverage amount) of 5% per year up to 150% of original coverage amount.
  • Includes 24/7 Convalescence Assistance Service.
  • Coverage is subject to pre‐existing conditions, exclusions, limitations and survival periods
  • OPTIONAL RIDERS:
    • Return of Premium: Money back on expiry at age 75.
    • Waiver of Premium: No payment necessary if disabled.

Rates and Payment Information 

  • Buy up $100,000 coverage in increments of $10,000
  • Premiums can be paid on a monthly or yearly basis.
  • Convenient Payment via Pre‐Authorized payments directly from your chequing account.

Eligibility

  • THE GUARANTEED TO ISSUE/CARE NAVIGATOR Members between the ages of 18 and 55.
  • Guaranteed Renewable to age 75
  • Please review Insurance Policy for details
  • If you don’t qualify due to age or because you answer YES to a qualifying question please call The GUARANTEED TO ISSUE/Care Navigator at 1‐888-788-7233 and an advisor will help you find the coverage you need.
  • Higher coverage available to $2M with medical evidence.